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Individual Life Insurance
Helping you protect your income

In the case of a tragic event, life insurance can help your family cover the loss of your income, pay off debts, cover medical bills or fund a child's education.

Basic Types of Life Insurance
There are essentially two types of life insurance: term insurance and permanent insurance. The difference between the two is similar to the difference between renting and owning. The choice you make will depend upon your financial situation and your goals. Your Financial Professional can help you determine what's right for you.

Term Life Insurance: "Renting"

Permanent Life Insurance: "Owning"

Individual vs. Group Life Insurance
We have both Term ("renting") and Permanent ("owning") Life Insurance options available individually. Individual Life Insurance can be customized to fit your financial needs. You can choose from multiple plans, features, riders and payments. Underwriting is required.

The Group Life Insurance plan is term life insurance, so while you can't customize the plan, the rates tend to be less expensive than permanent life insurance. As a new associate, our Group Life Insurance is available Guaranteed-Issue, which means there is no underwriting process. After your New Associate Election Period has ended, you can still participate in the Group Life Insurance, but you will be required to submit evidence of insurability. Click here for our Group Life Insurance.

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PPG 146616 (9/19)(Exp. 9/23)

Securities offered through AXA Advisors, LLC (212-314-4600), member FINRA/SIPC. Investment advisory products and services offered through AXA Advisors and investment advisor registered with the SEC. Annuity and insurance products offered through AXA Network, LLC and its insurance agency subsidiaries. AXA Network, LLC does business in California as AXA Network Insurance Agency of California, LLC, in Utah, as AXA Network Insurance Agency of Utah, LLC,and in Puerto Rico as AXA Network of Puerto Rico, Inc. All group life, disability income, health, dental and vision insurance coverage is offered entirely outside of AXA Network, LLC, or any of its affiliates. AXA Advisors and its affiliates do not provide tax or legal advice. The Retirement Savings Plan is not an employer-sponsored qualified retirement plan. Individuals may transact business and/or respond to inquiries only in state(s) in which they are properly registered and/or licensed. The information in this web site is not investment or securities advice and does not constitute an offer. Dergalis Associates is not a registered investment advisor and is not owned or operated by AXA Advisors or AXA Network. PPG 146616 (9/19)(Exp. 9/23)